National Housing Trust Fund (NHTF)

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The National Housing Trust Fund (NHTF) is a federal program funded through the Department of Housing and Urban Development (HUD) established under Title I of the Housing and Economic Recovery Act of 2008, Section 1131 (Public Law 110-289), to complement existing federal, state and local efforts to increase and preserve affordable housing for extremely low-income (ELI) and very low-income (VLI) households, including homeless families.  When the total NHTF funds available are equal to or exceed $1 billion, the grantee must use at least 75 percent of its NHTF funds for the benefit of ELI families or families with incomes at or below the poverty line, whichever is greater. Any grant funds not used to serve ELI families must be used for the benefit of VLI households with incomes between 30% and 50% of the AMI. The Governor has designated the Georgia Housing Finance Authority to receive and administer the annual NHTF grant from HUD for the State of Georgia. The Georgia Housing Finance Authority is administered by the Georgia Department of Community Affairs.




  • The Georgia Housing and Finance Authority (GHFA) hereby notifies interested applicants of a Notice of Funding Availability (NOFA) for funds allocated from the Georgia National Housing Trust Fund (NHTF) program for the construction, preservation or acquisition/rehabilitation of multifamily rental properties. All NHTF units will be targeted for use by Extremely Low-Income (ELI) households with incomes at or below 30% of Area Median Income (AMI).

    In releasing this Notice of Funding Availability (NOFA), the goal of GHFA is to facilitate construction, rehabilitation, and acquisition/rehabilitation of affordable multifamily rental housing by providing gap financing at rates below those charged by commercial lending institutions.

    A copy of the state of Georgia’s National Housing Trust Fund Allocation Plan and other related materials are available on the DCA website at:

    Program updates and Frequently Asked Questions will be posted to this site on a regular basis. All inquiries should be directed to until the close of this NOFA.

    DCA anticipates that approximately $1,000,000 will be available under this NOFA for the NHTF funds.

    Applications under this NOFA will be accepted for the first round beginning on February 8, 2017 and ending on March 8, 2017.

    Applications for funding will be accepted at The Georgia Department of Community Affairs, 60 Executive Park South, NE, Atlanta, Georgia 30329 until the deadline of 4:00 p.m. EST on the dates described above. Applicants should label the file “NHTF NOFA.” One complete application package should be submitted on a flash drive. Any application received after the deadline will be deemed ineligible and will not be considered for funding.