Home Buyers
Downloads & Related Links | Contact Information
The Georgia Dream Homeownership Program is available to qualified borrowers statewide who meet certain income guidelines and who are purchasing homes within certain purchase price limits. In addition, borrowers must have modest assets and meet the flexible credit underwriting criteria for the loan program they have selected.
How do I apply?
- Attend homebuyer education to learn more about buying and owning a home. Home Buyer education is recommended for all borrowers, but is required for borrowers utilizing the Georgia Dream Second Mortgage Program.
- Contact a Georgia Dream Participating Lender for pre-qualification and to begin the mortgage loan process. Click here for lender lists.
Downloads & Related Links
GA Dream Homeownership Program Participating Lenders
Georgia Dream Homeownership Program Brochure
Home Buyer Education Agencies
Online Home Buyer Education
- Georgia Dream First Mortgage Programs
- Georgia Dream Down Payment Programs
Avoid Foreclosure
Home of Your Own Workbook
Applicant Checklist
Current Interest Rate
Monthly Payment Calculator
Get on the Right Track to Homeownership
GHFA Approved Counselors for Georgia Fair Lending Act
GeorgiaHousingSearch.org (Rental Housing Listing and Locator Service)
Georgia Dream Homeownership Program (Home)
State Home Mortgage
Contact Information
For additional assistance contact the
Office of Homeownership
at
(404) 679-4847. Or toll-free: 1-800-359-HOME (4663)
Georgia Department of Community Affairs
60 Executive Park South, N.E.
Atlanta, Georgia 30329-2231
